The number of companies that went insolvent in England and Wales in the first three months of the year rose by 10%, Insolvency Service figures show. They show that 1,290 firms had receivers or administrators appointed, compared with 1,173 in the final three months of last year. The number of people being declared insolvent in [...]

Manchester-based company, First Money Direct Ltd, which offered loan brokerage services to financially distressed clients, has been wound-up by the High Court following an investigation by Company Investigations of The Insolvency Service. The company claimed on its website that it was “ideally suited to offer loans and financial solutions to a wide range of clients [...]

More evidence of tighter mortgage availability emerged on Wednesday after figures showed approvals remain well down on their long-term average. The number of mortgage approvals for house purchase rose 1.5% to 49,860 in March but this is down on the previous six-month average of more than 53,000 and is a sharp drop on the relatively [...]

When it comes to borrowing, there are two major types of debt: Secured debt and Unsecured debt. Of course, both types of debt have to be repaid. However the potential consequences of being unable to repay either debt are different. So, this can help when it comes to prioritizing your debts. The most common types [...]

There are companies out there promising to clear people’s debts within 2 – 3 years and claiming that debts can be written off due to unenforceable credit agreements. Smooth Financial has looked into these claims and have come across a number of warnings.

Debt Resolution Forum, the training, monitoring and representational body for fee-charging debt resolution companies today welcomed the OFT’s publication of its revised Debt Management Guidance.

The first thing you need to consider is why you should be given a payrise; • Do you have any extra responsibilities? • Have you saved or made the company any money, if so how much? • Are you now more qualified due to completing a course? • Has your role changed? In order to [...]

The OFT has decided that Yes Loans Limited, one of the UK’s largest brokers of unsecured credit, is unfit to hold a consumer credit licence, as are two associated businesses, Blue Sky Personal Finance Limited and Money Worries Limited. The decision to revoke the licences was taken in light of evidence that Yes Loans has [...]

The Debt Resolution Forum (DRF), today welcomed the House of Commons’ Business Innovation and Skills Select Committee report on Debt Management.

Smooth Financial, debt management specialist, is looking to increase its workforce by 50 per cent over the next six months.

Although debt concern now affects over 18 million (39%) of GB adults, only 1.4 million individuals (or 3%) intend to seek debt advice in the next six months. R3’s latest Personal Debt Snapshot also reveals that only 6% of the GB population has ever sought debt advice in the past. R3 President Frances Coulson commented: [...]

The OFT has today launched an extensive review of the payday lending sector. This is in part prompted by concerns that some payday lenders may be taking advantage of people in financial difficulty.

At Smooth Financial we are always looking for ways to help our customers manage their money more effectively, so we have teamed up with Secure Trust Bank who have recently been accredited with a Fair Banking Award one of only 4 banks in the UK to receive this independent recognition. We can now offer our customers [...]

A carer who has fought tirelessly to improve life for disabled people was crowned Community Hero by Arun Chairman Dudley Wensley.

When our MD, Mark Broadstock, challenged each team to think of an idea to liven up the office on “Blue Monday” (the third monday in January, officially the most depressing day of the year!) the customer service team certainly didn’t hold back! Braving some funny looks en route to work the team’s outfits certainly brightened [...]

Have a great Christmas and a happy New Year from the team at Smooth!

Smooth Financial signs with CEG Commercial Estates Group has signed debt manager, Smooth Financial Consultants, to 14,242 sq ft at Jackson House in Sale. Smooth has taken half of the fourth floor on a five-year lease. CEG says this is the largest letting in the Sale and Altrincham area this year. Robert Jones, financial director [...]

One of our client’s Graham Grimshaw tells us his story and explains how Smooth Financial helped him manage his debts. Graham left his full-time job to train for his new career as a barber, during that time he built up some debt and was in a difficult situation, after joining Smooth we were able to [...]

Don’t let another year go by with you and your family suffering in debt. Just contact Smooth – we’ll do the rest and as an incentive towards becoming debt free we’ll send you £50 cashback! Click here to visit our web-page and fill in a simple form

At Smooth we take pride in the number of clients we get referred to us by satisfied customers. Perhaps you have a friend or a member of the family whom we can help with their financial situation. We will send you a £50 High-Street gift voucher for every signed referral All you have to do [...]

If you’ve seen our YouTube channel you may have wondered if we had hired some extremely professional actors to present our services – but in fact, it REALLY was 3 of our key team members! After we ran an internal competition it was Nyomi, Harriet and Dean who stepped up to be the “Faces of [...]

Smooth Financial are offering a Free Financial Health Check for anybody who is finding it increasingly difficult to meet payments towards their unsecured credit agreements, or for people that do not see a reduction in their debt balances due to interest and charges. The health check will help you get a better picture of your [...]

Week 3 – Glass partitions are in! Week 2 – All cables are in and partitions are being installed.   Week 1 early stage and preperation work – Smooth Financial new offices. 30 Kilometres of Cat 5 cables going in!   .size-thumbnail:hover { border: 2px solid #8c8c8c !important; }

Join Smooth Financial Consultants Ltd on our exciting journey of growth, expansion and excellence… Smooth Financial Consultants Ltd is a leader in the debt management arena. We accomplish this through the investment and development of our workforce producing high performing, driven and successful individuals. Our highly skilled professionals offer financial solutions to people looking for [...]

If you’re anything like us the thought of sitting reading pages of information is not much fun. So, we decided to put together some useful video’s that help to explain some of the service and solutions we offer. Take a look at our YouTube channel on: http://www.youtube.com/user/SmoothFinancial Here’s a sample video with our very own Nyomi [...]

Smooth Financial has taken the finalist spot at the prestigious Insolvency and Rescue Awards 2011. The awards will be held at the Lancaster Hotel in London and Smooth Financial will be hoping to take the award “Debt Management Provider of the Year” back to Manchester. Smooth Financial were also Finalists in 2009 and 2010. Managing Director Mark [...]